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FR | EN “Life is not one long unexpected event.” — George Bernard Shaw This quote fully resonates when it comes to personal financial management . In a world where unexpected expenses can arise at any time, having an emergency savings fund is far from a luxury — it is a necessity. What Is an Emergency Savings Fund? An emergency savings fund, also known as an emergency fund or financial safety net, refers to a sum of money set aside specifically to deal with life’s unexpected events. It is not meant to finance vacations or planned projects, but rather to cover financial emergencies such as: a car breakdown, an unexpected hospital stay, a temporary loss of income (unemployment, sick leave, accident), an exceptional expense (water leak, appliance repair, etc.). This fund allows you to remain financially independent without resorting to costly credit or dipping into long-term savings meant for major goals such as buying a home, retirement, or your children’s education. Why Is ...
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